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IND AS 7


IND AS 7
Statement of Cash Flows

Objective:

Ø Information about the cash flows of an entity is useful in providing users of financial statements with a basis to assess the ability of the entity to generate cash and cash equivalents:
Ø Cash flow information is useful in assessing the ability of the entity to generate cash and cash equivalents and enables users to develop models to assess and compare the present value of the future cash flows of different entities:
Cash & Cash Equivalents:
Meaning
Ø Cash equivalents are short-term, highly liquid investments that are readily convertible to known amounts of cash and which are subject to an insignificant risk of changes in value.
Ø Cash equivalents are held for the purpose of meeting short-term cash commitments rather than for investment or other purposes.
What includes in cash and cash equivalents?
Investment:
Ø For an investment to qualify as a cash equivalent it must be readily convertible to a known amount of cash and be subject to an insignificant risk of changes in value.
Therefore, an investment normally qualifies as a cash equivalent only when it has a short maturity of, say, three months or less from the date of acquisition.
Bank borrowings
Ø Bank borrowings are generally considered to be financing activities. However, where bank overdrafts which are repayable on demand form an integral part of an entity's cash management, bank overdrafts are included as a component of cash and cash equivalents.

Presentation of a statement of cash flows:
The statement of cash flows shall report cash flows during the period classified under the following activities:

OPERATING
Ø The amount of cash flows arising from operating activities is a key indicator of the extent to which the operations of the entity have generated sufficient cash flows to repay loans, maintain the operating capability of the entity, pay dividends and make new investments without recourse to external sources of financing.

Ø Cash flows from operating activities are primarily derived from the principal revenue-producing activities of the entity.

Examples of cash flows from operating activities are:
Ø cash receipts from the sale of goods and the rendering of services; 
Ø cash receipts from royalties, fees, commissions and other revenue;
Ø cash payments to suppliers for goods and services; 
Ø cash payments to and on behalf of employees;
Ø cash receipts and cash payments of an insurance entity for premiums and claims, annuities and other policy benefits;
Ø cash payments or refunds of income taxes unless they can be specifically identified with financing and investing activities;
Ø cash receipts and payments from contracts held for dealing or trading purposes.

  Notes:

Ø An entity may hold securities and loans for dealing or trading purposes, in which case they are similar to inventory acquired specifically for resale. Therefore, cash flows arising from the purchase and sale of dealing or trading securities are classified as operating activities.

Ø Cash advances and loans made by financial institutions are usually classified as operating activities since they relate to the main revenue-producing activity of that entity.

INVESTING

The separate disclosure of cash flows arising from investing activities is important because the cash flows represent the extent to which expenditures have been made for resources intended to generate future income and cash flows:





Examples of cash flows arising from investing activities are:

CASH PAYMENTS
CASH RECEIPTS
to acquire property, plant and equipment, intangibles and other long-term assets.
from sales of property, plant and equipment, intangibles and other long-term assets
to acquire equity or debt instruments of other entities and interests in joint ventures
from sales of equity or debt instruments of other entities and interests in joint venture
advances and loans made to other parties
from the repayment of advances and loans made to other parties 

for futures contracts, forward contracts, option contracts and swap contracts except when the contracts are held for dealing or trading purposes, or the payments are classified as financing activities;

from futures contracts, forward contracts, option contracts and swap contracts except when the contracts are held for dealing or trading purposes, or the receipts are classified as financing activities

FINANCING
The separate disclosure of cash flows arising from financing activities is important because it is useful in predicting claims on future cash flows by providers of capital to the entity.

Examples of cash flows arising from financing activities are:

Ø Cash proceeds from issuing shares or other equity instruments; 
Ø Cash payments to owners to acquire or redeem the entity’s shares;
Ø Cash proceeds from issuing debentures, loans, notes, bonds, mortgages and other short-term or long-term borrowings;
Ø Cash repayments of amounts borrowed
Ø Cash payments by a lessee for the reduction of the outstanding liability relating to a lease.

INTEREST & DIVIDENDS
Particulars
Institution
Classification
Interest Paid
Financial
Operating Activity
Other
Financing Activity
Interest Received
Financial
Operating Activity
Other
Investment activity
Dividend Received
Financial
Operating Activity
Other
Investment activity

Note:

Dividend paid should be classified as a financing activity.

TAXES ON INCOME
It is generally classified as an operating activity unless they can be specifically identified with financing and investing activity.
FOREIGN CURRENCY CASH FLOWS

Ø Cash flows arising from transactions in a foreign currency shall be recorded in an entity’s functional currency by applying to the foreign currency amount the exchange rate between the functional currency and the foreign currency at the date of the cash flow.

Ø The cash flows of a foreign subsidiary shall be translated at the exchange rates between the functional currency and the foreign currency at the dates of the cash flows.

Ø Cash flows denominated in a foreign currency are reported in a manner consistent with Ind AS 21. This permits the use of an exchange rate that approximates the actual rate. However, Ind AS does not permit use of the exchange rate at the end of the reporting period when translating the cash flows of a foreign subsidiary.

Ø Un realised gains and losses arising from changes in foreign currency exchange rates are not cash flows. However, the effect of exchange rate changes on cash and cash equivalents held or due in a foreign currency is reported in the statement of cash flows in order to reconcile cash and cash equivalents at the beginning and the end of the period. This amount is presented separately from cash flows from operating, investing and financing activities and includes the differences.


REPORTING CASH FLOWS FROM OPERATING ACTIVITIES

An entity shall report cash flows from operating activities using either

The direct method, whereby major classes of gross cash receipts and gross cash payments are disclosed and such information may be obtained by the following;

Ø From the accounting records of the entity;
Ø by adjusting sales, cost of sales (interest and similar income and interest expense and similar charges for a financial institution)
Ø Other items in the statement of profit and loss for: (i) changes during the period in inventories and operating receivables and payables; (ii) other non-cash items; and (iii) other items for which the cash effects are investing or financing cash flows.

The indirect method, whereby profit or loss is adjusted for the effects of transactions of a non-cash nature, any deferrals or accruals of past or future operating cash receipts or payments, and items of income or expense associated with investing or financing cash flows.

Under the indirect method, the net cash flow from operating activities is determined by adjusting profit or loss for the effects of: (a) changes during the period in inventories and operating receivables and payables; (b) non-cash items such as depreciation, provisions, deferred taxes, unrealised foreign currency gains and losses, and undistributed profits of associates;

Comparison with IAS 7

1.     In case of other than financial entities, IAS 7 gives an option to classify the interest paid and interest and dividends received as item of operating cash flows. Ind AS 7 does not provide such an option and requires these items to be classified as item of financing activity and investing activity, respectively.

2.      IAS 7 gives an option to classify the dividend paid as an item of operating activity. However, Ind AS 7 requires it to be classified as a part of financing activity only.

                                                                                           Written by : Bhanu Jain

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